In this Issue for October 2013: How Far Can We Expect Mortgage Rates to Drop? Will Home Prices Rise Next Year? Damage Control After Disaster Strikes How Far Can We Expect Mortgage Rates to Drop? Mortgage rates have started to go back down, thanks mostly to the Federal Reserve's decision to hold off slowing […]
Gulf Shores Real Estate News – September 2013
In this Issue for September 2013: Mortgage Rates Move a Bit Lower Will Flood Insurance Cost You More? Preparing for the Next Big Storm Mortgage Rates Move a Bit Lower Mortgage rates moved a tad-bit lower over the past week or so, basically remaining in a holding pattern. Freddie Mac says the average rate […]
Possible Effect of Rising Mortgage Rates on Economy
Rising mortgage rates of late are giving scare to would-be homebuyers. Rates that were sitting at historic lows a few weeks ago are now skyrocketing upward. A tick down here and there in between jumps, but overall, those record low rates seem to be history now. We've been seeing a slow and steady recovery according […]
Gulf Shores Real Estate News – July 2013
In this Issue for July 2013: Real Estate Values Set Record Nationally Rising Mortgage Rates Raising Concerns Bad At Math? You're More Likely To Lose Your Home Real Estate Values Set Record Nationally U.S. home prices jumped 12.1 percent in April from a year ago, the most since March 2006. More buyers and a […]
Gulf Shores Real Estate News – January 2013
In this Issue:* More Robust Housing Recovery Forecast in 2013 Mortgage Rates Start 2013 Near Record Lows Home Prices Projected to Continue Increasing in 2013 More Robust Housing Recovery Forecast in 2013 It’s time once again to gaze deeply into our crystal ball to predict what the New Year may bring to our cherished […]
Mortgage Rates Continue in Unchartered Territory
Mortgage rates continue to charter unfamiliar waters with seemingly new record lows on a weekly basis. With the exception of a few blips on the radar over the past 6 months, mortgage rates have continued to stay at, or below, previous all-time record lows, and the stagnant economy is to blame. Mortgage Rates On An […]
Gulf Shores Real Estate News – May 2012
In this Issue:* Home Buyers Find Bidding Wars Again Mortgage Rates Remain Near Record Lows Spring Cleaning For Your Finances (Your comments are welcome at the bottom of our newsletter) Home Buyers Find Bidding Wars Again Home buyers nationwide are being caught by surprise as the spring selling season swings into high gear. Bidding wars […]
Mortgages: Shopping for the Best Rates
All those “record-low” mortgage rates have you watering at the mouth to buy a home or refinance your current one? Mortgage lenders adjust their rates based on perceptions of risk, so unless you can show you’re a low-risk borrower, you are unlikely to qualify for a rate that matches those seen in all the advertisements […]
Checking Your Credit Report and Scores
Even if you’re not thinking about applying for a loan or credit card in the near future, it’s always a good idea to look at your credit report and scores. You should check your personal credit report and score at least twice a year to make sure that all of your personal information is accurate. […]
How Long Can These Record Low Rates Last?
Just as we saw over Thanksgiving, mortgage rates have dropped below the historic four point mark again, according to Freddie Mac’s weekly mortgage rate survey which cites the average rate on a 30-year fixed rate mortgage recently at 3.94 percent. The survey notes that the 15 year fixed rate mortgage rate hit a new record […]
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