If you want to refinance your Gulf Shores mortgage, a few key things are going to be expected of you. Find out what is expected if you want to refinance your Gulf Shores mortgage in this video… Homeowners who did not refinance when interest rates dropped missed out on an estimated savings of $11,500, according […]

We recently told you about FICO score changes that were being made that could make getting a mortgage easier for Gulf Shores home buyers. Well, not so fast. What nobody mentioned about the score, dubbed FICO Score 9, is that most Gulf Shores home buyers aren't likely to see any direct benefit from it any […]

Gulf Shores mortgages may be easier to get soon. A new calculation of credit scores will soon make it easier for millions of Americans to qualify for car loans and credit cards. The new methodology also could provide easier access to Gulf Shores mortgages after tight post-recession lending standards shut millions of potential new homebuyers, […]

Many potential homebuyers have it all wrong when it comes to the order of shopping for a home. Gulf Shores mortgage shopping needs to start long before the home shopping process begins. If you follow the five golden rules of Gulf Shores mortgage shopping, life is a lot easier when it's time to start looking […]

Everyone knows you need money to buy a house, and that usually comes in the form of Gulf Shores mortgages to finance those homes. But not everyone is clear on how Gulf Shores mortgages actually work. Here's a quick look at the financial processes behind Gulf Shores mortgages… We’ll keep you updated right here on […]

If you've closed on a home and you're just starting out with a Gulf Shores mortgage on that home, there are some common mistakes you need to be aware of. They generally come down to making sure you clearly communicate what you're intending to do with the money you're sending in for your Gulf Shores […]

It is definitely getting easier these days to obtain Gulf Shores mortgages. A strong housing market combined with fears that the Federal Reserve would eventually begin tapering its purchases of mortgage bonds helped drive up the cost of a 30-year fixed-rate mortgage from about 3.3 percent in January 2013 to nearly 4.6 percent by September. […]

When you decide that owning a home is right for you, one of the big decisions you'll face is with your Gulf Shores mortgage. Should you choose a 30-year fixed rate mortgage, or a 15-year fixed rate? Here are the advantages and disadvantages of these two popular options when it comes to getting a Gulf […]

A Gulf Shores cash out refi may soon be a thing of the past, and has in fact, already tumbled from a peak of $320 billion in 2006 to just $32 billion in 2013. During the housing boom of the mid-2000's, a Gulf Shores cash out refi became a popular outlet for homeowners. Homeowners were […]

When it comes to Gulf Shores mortgages, it appears that adjustable rate loans are becoming more popular once again. Adjustable-rate mortgages, whose rates can jump after a few years, are believed to have been one of the biggest culprits of the housing crisis. However, banks say they are concentrating on making the loans to buyers […]