Can’t wait to have your Gulf Shores mortgage paid off so you can do other things with that money each month? There are some smart ways to reach your financial goal of paying off your Gulf Shores mortgage faster, and wiser. Refinance Your Gulf Shores Mortgage to a 15-Year Term Getting a 30-year mortgage is […]
Paying Off Your Gulf Shores Mortgage Early
Paying off your Gulf Shores mortgage early may not actually be a smart idea, especially if your mortgage rate is low, or free, when you factor in inflation and tax deductibility. Making a larger payment is considered foolish if you’re not saving for emergencies or retirement first. Savvy homeowners have long added extra money to […]
Forgiven Gulf Shores Mortgage Debt Remains Untaxed for Another Year
With all the talk about the “Fiscal Cliff” approved by Congress at the 13th hour, little attention was given to a key part of the extension that prevents distressed Gulf Shores homeowners from being taxed on forgiven mortgage debt. The exception for “qualified principal residence indebtedness” was created by the Mortgage Debt Relief Act of 2007 […]
Would You Get Your Gulf Shores Mortgage at Wal-Mart?
One in three consumers would consider a Gulf Shores mortgage from retailer Wal-Mart and almost half would consider one from online payment provider PayPal, according to a financial services study released recently. The results should be especially disconcerting for banks because the two companies don’t even offer mortgages. Would You Get A Gulf Shores Mortgage […]
Getting a Mortgage For a Gulf Shores Property
Thinking of buying a Gulf Shores property? Mortgage rates are still near all-time lows, but are being pulled in different directions right now. Borrowers who want to grab these unbelievable rates should act now before the tug-o-war ends. The Federal Reserve has been doing whatever it can to hold rates down, including printing billions of […]
Gulf Shores Mortgage Rates: Shop Online With Caution
Gulf Shores mortgage rates can be shopped for online, but you need to be aware of some “tricks of the trade” when using online websites to shop for loans. You might not be seeing the best rates available for a Gulf Shores mortgage if you aren’t aware of this trick used by some websites… To […]
A Gulf Shores Mortgage – 6 Don’ts After You Apply
A Gulf Shores mortgage is more difficult to get these days than ever, but there are some things home buyers tend to do that delay, or even kill a deal. This seems to be especially true during the time after signing a contract, and waiting for the home to close. 6 Things To Never Do […]