In Gulf Shores insurance news, it's no secret Americans have bought and continue to buy millions of household security cameras and home smoke detectors connected to in-home Wi-Fi networks. However, so far, insurance carriers aren't convinced the technology will improve home safety. Despite the devices designed to prevent billions of dollars in home damage and loss, the […]

If you’re like most homeowners, you have questions about your Gulf Shores homeowners insurance. Unless you’re an insurance expert, very few of us understand all the ins and outs of our homeowner’s insurance policy. More importantly, few homeowners truly understand how losses caused by natural disasters affect their insurance premiums. Believe it or not, homeowners […]

Gulf Shores insurance costs aren't cheap. The average U.S. homeowner pays $952 for insurance on their home. While it’s not a budget-breaker, we all would like to pay less. Here are a few helpful strategies and tips that not only better protect your home from loss, but can help save you money, too. First, it’s […]

Gulf Shores insurance experts report many first time homeowners find buying home insurance more than a little intimidating. Insurance professionals recommend prospective buyers consider a few common questions before they begin shopping for coverage. Doing so may give first time buyers a better understanding of Gulf Shores insurance and a greater comfort level as they […]

Gulf Shores insurance companies are keeping a watchful eye on the latest storm surge report issued by CoreLogic for 2016. While the report specifically references the more than 6.8 million homes on the Atlantic and Gulf coasts at risk of damage from hurricane storm surges, the harsh realty is that flooding – regardless of whether you’re […]

Gulf Shores insurance – like many other goods and services – depends on several factors and can vary from carrier to carrier, and house to house. Homeowners insurance experts say that insurance premiums and coverages can very from one house to the next, even if they’re on the same block in a subdivision. With the […]

Gulf Shores insurance… what does it have in common with energy efficient homes? According to green construction experts, it is expected the number of U.S. homes using energy efficient solar panels may soon reach a million. The concept of solar power has been around almost as long as man has wondered about harnessing the sun's […]

Gulf Shores insurance can be challenging for older homes. Older homes – especially homes that may have been built in the late 1800s or early 1900s – often present issues, both seen and unseen. Even in a well-maintained older home, behind the gracefully aging walls may lie unsafe electrical wiring. Beneath the unique bathroom fixtures, […]

Having a Gulf Shores insurance policy is vitally important to both mortgage lenders and property owners. And no subject is quite as controversial as "force-placed" or "lender-placed" insurance coverage. As the name implies, lender-placed insurance is a policy implemented by the mortgage holder in the event the homeowner has insufficient coverage or allows the coverage […]