Just because you have Gulf Shores homeowners insurance doesn't mean it's a smart move to file a claim when something happens. Whether it's a water heater that leaks and causes some damage to your drywall, or a toilet that leaks and causes damage to your wood flooring, filing a claim on your Gulf Shores homeowners […]

You should give careful consideration before even filing a Gulf Shores homeowners insurance claim. Filing just one claim — even a small one — can send your premiums soaring through the roof (no pun intended!) Factors Affecting Gulf Shores Homeowners Insurance Rates According to a new study from InsuranceQuotes.com, the average premium increase is 9 […]

Getting Gulf Shores homeowners insurance is not considered a dumb buy, but some forms of insurance do qualify as a dumb insurance. Some insurance is a total waste of your money, as outlined in this short video… . Some insurers offer discounts on Gulf Shores homeowners insurance if you cover both your home and your […]

Many prospective homebuyers in the Gulf Shores real estate market don't consider the risk of natural disasters like hurricanes, earthquakes, tornadoes,  and flooding when buying a home. But like many markets throughout the U.S., the Gulf Shores real estate market is at some risk of a natural disaster. Darren Blomquist, Vice President of RealtyTrac, takes […]

As May rolls around on the calendar, many people start making plans for vacations, or either already have those plans in place for summer. But planning for a vacation means more than just arranging flights or tuning up the car and changing the oil (if you plan to drive to your destination.) It also involves […]

If you own a Gulf Shores home, your homeowners insurance doesn't have to cost you an arm and a leg. There are some ways you can cut down on the skyrocketing premiums many people find themselves paying, as outlined in this short video… Be sure you're insured at the right value for your home's contents […]

Gulf Shores homeowners insurance is supposed to cover you in times of disaster as well as for incidental claims, right? At least that's the common misunderstanding with many homeowners. Many consumers mistakenly believe that incidentals should be covered because that’s why they have home insurance. The reality is that filing a claim is not always […]

If you have not shopped around for Gulf Shores homeowner insurance in some time, you may find that better deals await you elsewhere. Certainly, your current insurer may want to keep your business, but with double-digit rate increases in some areas it pays to shop around. You can obtain new Gulf Shores homeowner insurance by […]

Is your Gulf Shores home covered from damage or loss from sinkholes? With all the news recently about sinkholes swallowing up homes, cars, boats, and anything else that's sitting there when the earth opens up, we thought you might like to know. Sinkholes Usually Develop Over Time Sinkholes have been happening for thousands of years, […]

Do you have adequate Gulf Shores home insurance? Are your home's contents insured? Are you absolutely certain? If you're under-insured, from a legal point of view, you may as well not be insured at all. Your insurer may simply scale back your claim by the amount you're under-insured, but they would be within their rights […]