If you're a homeowner you probably already have Gulf Shores home insurance. You likely also know that your policy covers your home and its contents from loss or damage in a fire, peril or theft. Some homeowners, however, are surprised to find out there are a number of things not covered by their insurance policy. This […]

Gulf Shores insurance is a virtual necessity for homeowners. Naturally, if you have a mortgage your lender will require you to have homeowner's insurance coverage to protect their interest in the event of a fire or other peril. For homeowners without a mortgage, insurance coverage is still one of the best investment asset protections available. It will give […]

Gulf Shores homeowners insurance on your home can be complex. Because homeowners' needs vary, so do coverages in a home insurance policy. You should take the time to read your policy. Know what's covered and what's not. Gulf Shores Homeowners Insurance: What You Should Know Most people assume they're covered by most catastrophic events like […]

Most Gulf Shores home insurance policies cover your home, its contents and personal liability. Specific types of coverage will vary and there are usually exclusions to your policy. Here are a few normal parts to all home insurance policies. Parts of a Gulf Shores Home Insurance Policy Property coverage. The home and any attached structures are usually covered in your policy […]

Your Gulf Shores home insurance should be among the items you review now that the new year is here. Since home maintenance is linked so closely to insurance it's probably a good idea to consider the following checklist to make sure your home is as safe as possible. Maintenance and Gulf Shores Home Insurance Alarm testing. Home alarms […]

A Gulf Shores homeowners insurance policy is a must. Natural disasters, fires and other perils can cause us to lose everything. Claims adjustors and restoration contractors often hear people say, “I never thought this would happen to me.” And while we can only do so much to protect our homes and possessions against loss, there […]

Your Gulf Shores homeowners insurance policy provides coverage against most perils and damages. There are some, however, that are not covered. Unfortunately, those are usually the ones that catch you off guard — and they can be expensive. While every policy is different, you should peruse your Gulf Shores homeowners insurance coverage to see if […]

Since having a good Gulf Shores homeowner's insurance policy on your home is one of the most important things you can do, it's important to note these tips. They will assist you in understanding your policy and procedures. 1.) Avoid Making Small Claims – Insurance companies can and will drop coverage if you have several […]

Most people know and understand that you can lower the monthly premium on your Gulf Shores homeowners insurance by raising your deductible. But whether it makes sense to do so can vary. The deductible is the amount of a loss you must cover out of pocket. The deductible for a Gulf Shores homeowners insurance policy typically […]

Gulf Shores homeowners insurance is something many home buyers don't have first and foremost on their minds when thinking of buying a new home, but your Gulf Shores homeowners insurance could add up to a major expense  if you don't keep some things in mind. Depending on your 'up front' rate, there are some things […]