Getting a mortgage to buy a Gulf Shores home is about to get a lot harder starting in January. That's when new mortgage rules go into effect that are almost certainly going to make it even tougher on folks getting a mortgage to buy a home or refinance an existing loan. To learn more and […]
Things First Time Gulf Shores Home Buyers Overlook
Gulf Shores home buyers, whether first time or not, face many challenges before closing on the home of their dreams. Getting a mortgage can be a challenge in and of itself these days. Then you need to find the right real estate agent to assist you, looking at perhaps dozens and dozens of homes looking […]
Buying a Home: What Can You Afford?
How much home can I afford? This is the question every person thinking of buying a home should ask. Or better yet, how much home can I easily pay for? Before you even start looking at homes on the Internet, or thinking about going to see a real estate agent, you should take a hard […]
How to Get a Mortgage Now
What do mortgage lenders look for when they scrutinize your finances? It all boils down to financial stability and making sure you’re a good credit risk. On your application, you’ll be asked to disclose personal finance information that will help the lender decide whether your finances are stable or precarious at that moment in time. […]
Getting a Mortgage: Tougher Than It Used to Be
Getting a Mortgage: Tougher Than It Used to Be Freddie Mac VP Patricia McClung on what is needed in this economy for potential home buyers to get a mortgage. Have questions or comments about today’s tougher standards for getting a mortgage? Use the comment link below to contact us.