Your credit score operates on the assumption that the near future will look a lot like the recent past, and that going forward, people can be expected to behave pretty much as they always have. Since most people will exhibit the same basic behaviors for years at a time, be they good or bad, it's […]
Your Credit May Not Be As Strong As You Think
You pay your apartment rent on time every month. You never miss a utility bill. Your credit score, then, must be strong, right? Maybe not. The only way to know for sure is to check your annual free credit report. Your three-digit credit score is one important number. Lenders of all types, whether they’re passing […]
Resolve to Raise Your Credit Score in 2011
If your New Year’s resolution involves your finances, a great first step is to check your credit report. Vowing to manage one’s finances better in the New Year could be an appropriate resolution for almost anybody. You can get a bird’s eye view of what your finances look like simply by checking your credit report […]