Whether you're buying a Gulf Shores home, or just shopping for a new car, most every lender you apply to for a mortgage or loan will want to see your credit report and your FICO score. What most people don't realize is, the FICO score your lender pulls and the one you may have paid […]
A Gulf Shores Mortgage – 6 Don’ts After You Apply
A Gulf Shores mortgage is more difficult to get these days than ever, but there are some things home buyers tend to do that delay, or even kill a deal. This seems to be especially true during the time after signing a contract, and waiting for the home to close. 6 Things To Never Do […]
Your FICO Score: What Calculations Are Used?
Your FICO score is not a regular credit score. It is the brand of score most widely used in mortgage qualification. The FICO score was developed by Fair Isaac and a company known for developing risk assessment models. It is a complex equation that is not fully disclosed. The information used to calculate your FICO […]