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Your Credit May Not Be As Strong As You Think
You pay your apartment rent on time every month. You never miss a utility bill. Your credit score, then, must be strong, right? Maybe not. The only way to know for sure is to check your annual free credit report. Your three-digit credit score is one important number. Lenders of all types, whether they’re passing […]
Free Credit Scores Are Not Really Free
If you spend any time on the Internet, you have surely seen the many ads offering free credit scores. It sounds like a good deal, except credit scores are never really free. You will pay one way or the other. To get your rating from one of these companies, you will have to sign up […]
How to Get a Free FICO Credit Score
It normally costs money to see your credit score, but here’s how you can get it for free. Questions or comments? Use the comment link below to ask away!
A Good Credit Score Can Get You an Affordable Home
You probably already know how important it is to have a good credit score. A high score can help you qualify for loans with the lowest interest rates, auto insurance at the lowest premiums, and even beat out your competitors for that dream job. However, having a good credit score is even more important today. […]
Free Credit Scores Possible at Key Times
Free Credit Scores Possible at Key Times The U.S. Senate’s approval of a far-reaching financial regulatory bill carries great news for consumers in an increasingly credit-sensitive world. Contained in the bill is a requirement that companies provide you with the credit score they used to deny you credit, impose a higher interest rate on your […]
How Foreclosure Affects Your Credit Score
How Foreclosure Affects Your Credit Score If you’re delinquent on your mortgage, your credit score will suffer. Everyone knows that. The question is, by how much? Recently, Fair Isaac, which developed FICO scores, pulled back the curtain a bit, revealing some estimates of point-score declines following mortgage delinquency problems. Here are the average hits your […]
How To Get a Perfect Credit Score
How To Get a Perfect Credit Score How is your FICO score these days? Good? Fair? Near perfect? Pursuit of excellence is often wise, but does ‘perfect score’ even exist? Yes, according to Craig Watts, public affairs director for FICO. “Several thousand consumers do in fact have the highest possible FICO score.” While not everyone […]
Common Mistakes That Affect Your Credit Score
Common Mistakes That Affect Your Credit Score Find out how many points your credit score will drop if you make one of these common mistakes. If you have questions or comments about this video on credit scores, use the comment link below to contact us. Your email address will never appear on our site.