The Gulf Shores mortgage market probably contains a number of borrowers and prospective borrowers who would be considered affluent. As such, one would assume people who have lots of money, large assets and high net worth would almost automatically qualify them for a jumbo mortgage. If you assumed that, you'd be wrong at least some of […]
Gulf Shores Credit Scores Deter Young Borrowers
Gulf Shores credit scores are a genuine concern among a growing number of young consumers considering entering the home buying market. First-time home buyers that could potentially exchange their rent payments for equity-building house payments are remaining on the sidelines. They are fearful their credit scores may not be good enough to qualify for a […]
Credit Scores for Gulf Shores Renters Rising
Credit scores for Gulf Shores renters appears to be unaffected by the surging cost of renting according to a report from CoreLogic. New data from CoreLogic found that the risk of default among Gulf Shores renters decreased year-over-year by two points, according to the firm's index value for the first quarter of 2015 — compared […]
5 Credit Score Myths
Do you know what makes up your credit score? Have questions or comments about this video? We’d love to hear from you. Just click the comment link below. Your email address will NEVER be shared on this site to protect your privacy.
Refinancing Your Mortgage – What is a Good Credit Score?
Once upon a time, it used to be that a person with a credit score of 640 could refinance their mortgage and pretty much be assured of getting the best rate on that mortgage. Unfortunately, those days are long gone. The mortgage credit crisis of 2007 and 2008 resulted in nearly every mortgage loan source […]
Free Credit Scores Are Not Really Free
If you spend any time on the Internet, you have surely seen the many ads offering free credit scores. It sounds like a good deal, except credit scores are never really free. You will pay one way or the other. To get your rating from one of these companies, you will have to sign up […]
3 Ways Lenders Spy on You
When you ask for a loan from the bank, they look at more than just your credit score. Questions or comments about this video? We’d love to hear from you. Just use the “comment” link below to contact us.
Credit Cards Keeping You From Refinancing?
If you are thinking about refinancing your home, you may want to do it quickly. Mortgage refinancing rates have been on a rise since hitting a historically low 4.17% rate on 30-year fixed rate mortgages, and they are only expected to continue go up. So, why have so few homeowners refinanced? The sad truth is […]
A Good Credit Score Can Get You an Affordable Home
You probably already know how important it is to have a good credit score. A high score can help you qualify for loans with the lowest interest rates, nab auto insurance at the lowest premiums, and even beat out your competitors for that dream job. However, having a good credit score is even more important […]
A Good Credit Score Can Get You an Affordable Home
You probably already know how important it is to have a good credit score. A high score can help you qualify for loans with the lowest interest rates, auto insurance at the lowest premiums, and even beat out your competitors for that dream job. However, having a good credit score is even more important today. […]