More Gulf Shores homebuyers should be able to qualify for a mortgage without the increasing risk to lenders that caused the big credit crunch. All of this should come about through more sophisticated credit risk scoring that uses alternative data, such as unsecured credit and property history in consumer credit report analysis. Traditional credit data […]
Gulf Shores Homebuyers – Know the FICO Rules
Gulf Shores homebuyers need to know the rules of credit reporting in this marketplace where lenders are demanding record-high FICO scores. Given the importance of maintaining high scores, we thought it would be helpful to go over the key rule concerning inquiries that affect Gulf Shores homebuyers, since Fannie Mae and Freddie Mac are now […]
5 Credit Score Myths
Do you know what makes up your credit score? Have questions or comments about this video? We’d love to hear from you. Just click the comment link below. Your email address will NEVER be shared on this site to protect your privacy.
Mortgages: Strategies for Getting Approved
Before a buyer even begins to look at homes, it is critical to know if they qualify for a mortgage, and how much of a loan they qualify for. There are several proactive steps that can be taken in order to prepare for getting approved for a mortgage. If followed, these tips will successfully guide […]
Credit Repair Secrets
There are quite a few credit repair secrets your creditors and the credit reporting agencies do not want you to know about. When you start taking measures to repair your credit, it can cost both the creditors and the reporting agencies a great deal of money. There are many different credit repair secrets they do […]
Free Credit Scores Are Not Really Free
If you spend any time on the Internet, you have surely seen the many ads offering free credit scores. It sounds like a good deal, except credit scores are never really free. You will pay one way or the other. To get your rating from one of these companies, you will have to sign up […]
How to Avoid Credit Repair Scams
Knowing how to avoid credit repair scams can save you a lot of time and money. There are some legitimate companies that can be helpful, such as credit counseling services, but if you end up with a fraudulent company, you’re bound to be out quite a lot of cash. In reality, a sure-fire way to […]
How to Get a Free FICO Credit Score
It normally costs money to see your credit score, but here’s how you can get it for free. Questions or comments? Use the comment link below to ask away!
Ways to Clean Up Your Credit History
Your credit history is more important than ever. But do you know how to clean it up and keep it looking good? Have questions or comments? Use the comment link below and sound off. Remember, your email address will NEVER be published with your comments for your protection and privacy.
3 Ways to Raise Your Credit Score Fast
Having a high credit score is super-important, especially if you plan on borrowing money soon. But how can you improve it?