Even if you’re not thinking about applying for a loan or credit card in the near future, it’s always a good idea to look at your credit report and scores. You should check your personal credit report and score at least twice a year to make sure that all of your personal information is accurate. […]
Your Credit May Not Be As Strong As You Think
You pay your apartment rent on time every month. You never miss a utility bill. Your credit score, then, must be strong, right? Maybe not. The only way to know for sure is to check your annual free credit report. Your three-digit credit score is one important number. Lenders of all types, whether they’re passing […]
3 Ways Lenders Spy on You
When you ask for a loan from the bank, they look at more than just your credit score. Questions or comments about this video? We’d love to hear from you. Just use the “comment” link below to contact us.
Resolve to Raise Your Credit Score in 2011
If your New Year’s resolution involves your finances, a great first step is to check your credit report. Vowing to manage one’s finances better in the New Year could be an appropriate resolution for almost anybody. You can get a bird’s eye view of what your finances look like simply by checking your credit report […]
Free Credit Report Scams Turning Into Credit Score Cons
By now, you probably know that most sites offering you a free credit report are doing it in the hopes of persuading you to sign up for credit-monitoring services that are far from free. But did you know the free credit report scams are steadily being replaced by the even more enticing free credit score […]
Buying a Home With No Credit Score
All the talk these days is about how credit scores affect your ability to get a loan, mortgage, or any type of financing. But is it really possible to buy a home if you have NO Credit Score? It is possible if you’ll follow these four steps: 1. Find three or four bills that you […]
How to Buy a Home With Bad Credit
How to Buy a Home With Bad Credit More people than not have bad credit these days. But that doesn’t mean you can’t buy a home. If you fall into the “bad credit” category, you do have options. It’s vital that you actually look around to see what sort of credit loan options you can […]