Mortgage rates are determined by a number of factors, including market conditions, your personal credit history and the size of your downpayment. One of the biggest factors in the mortgage rate you get as a homebuyer is the Federal Funds Rate, an interest rate determined by the Federal Reserve that affects inter-bank loans and transactions. […]
Ways to Clean Up Your Credit History
Your credit history is more important than ever. But do you know how to clean it up and keep it looking good? Have questions or comments? Use the comment link below and sound off. Remember, your email address will NEVER be published with your comments for your protection and privacy.
Myths About Credit Scores
Myths About Credit Scores A reader sent us a question about their credit score, wanting to know why it was lower than they thought it should be and what they could do to bring it up, so I thought I’d answer this reader’s question here for anyone else who may have the same question about […]