In our Gulf Shores Real Estate News for September 2015 we look at "Gulf Shores Mortgage Rates after the Stock Selloffs" last week, "Changes That May Affect Those Closing on a Gulf Shores Home This Fall", and we say goodbye to this Newsletter Category at our Blog: Gulf Shores Mortgage Rates Fall After Stock Selloff Gulf Shores […]
Waiting to Buy a Gulf Shores Home Will Cost You
If you think waiting to buy a Gulf Shores home until rates or home prices go back down is the smart way to go, you may be waiting for a long time. With interest rates going up and home prices on the rise, you may think that it might not be the best time to […]
How Much Gulf Shores Home Can You Buy?
Trying to figure out how much Gulf Shores home you can buy with your income can be tricky, even though there are calculators everywhere that are supposed to enable you to figure out exactly how much you can afford. Certain variables not taken into consideration by a calculator can cause your individual figure to differ […]
Buying a Gulf Shores Home: Waiting Could Cost You
The costs of delaying or forgoing buying a Gulf Shores home in today's market have become very high. This projection is according to the inaugural Opportunity Cost Report released by Realtor.com. With interest rates and home prices expected to rise within the next year, consumers could end up costing themselves more by putting off buying […]
Buying a Gulf Shores Home – Just the Beginning
When you start thinking about buying a Gulf Shores home, there are all kinds of financial tips about what to do and when. Things like where to buy, how to get the best mortgage rate, how to save on this and that. Heck, there's even a ton of information advising you why it's best not […]
Buying a Gulf Shores Home or Saying I Do?
Buying a Gulf Shores home is not always first in the minds of newlyweds, especially when you stop to think that total average spending on weddings has now exceeded $31,200! One might ask, "Should you spend that much on a wedding, or use the same dollars for a down payment on a Gulf Shores home?" […]
Buying a Gulf Shores Home: How Much Salary Needed?
One of the questions we're asked quite often of people buying a Gulf Shores home is, "How much salary do I need to make in order to qualify for a mortgage?" On a national scale, a buyer who puts 20 percent down would need to earn a salary of $48,604 to afford the median-priced home […]
Avoiding Regrets When Buying a Gulf Shores Home
A recent survey of buyers buying a Gulf Shores home indicated that a whopping 80% said there was at least one thing they regretted about the home. The number one complaint: The home just isn't big enough, mortgage information site HSH.com found. Others complained about a lack of closet space or that the place didn't […]
Cheaper to Buy a Gulf Shores Home Than Rent
New research from the real estate website Trulia finds that it's cheaper to buy a Gulf Shores home than it is to rent one. The advantage narrows considerably, however, when the home buyer uses a low-down-payment loan insured by the Federal Housing Administration. The average cost of homeownership, including mortgage, insurance, taxes and maintenance, is […]
Reasons for Buying a Gulf Shores Home Now
Thinking of buying a Gulf Shores home? You may be better making the decision sooner rather than later! If you qualify for a mortgage and choose not to buy now, you will be kicking yourself a year from now. Thanks to very low inventory, Gulf Shores home prices are projected to increase by 6.3 percent […]
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