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Insurance: Make Sure You Know What You Own

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Insurance: Make Sure You Know What You Own If a disaster were to destroy your home, your insurance company will want an inventory of every single thing you own, and what you paid for it. Most people don’t do this. If you don’t have a home inventory, get one! Do you have a home inventory […]

Housing Starts Rebound in November

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Housing Starts Rebound in November Housing starts rose 8.9% in November to a 574,000 seasonally adjusted annual pace, the U.S. Commerce Department announced recently. A Bloomberg News economists’ survey had expected housing starts to total a slightly higher 575,000 annualized rate for the month. They totaled a revised 527,000 annual pace in October, and a […]

Reverse Mortgages: Why to Avoid Them

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Reverse Mortgages: Why to Avoid Them Retirees are living longer than they may have anticipated, and for those who own their homes but are cash-poor, a reverse mortgage might seem tempting. But don’t be taken advantage of. These are often expensive and unnecessary. Though reverse mortgages have their place, it’s a rare one. Be cautious. […]

Mold in the Home

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Mold in the Home Home buyers have a lot of things to evaluate when looking for a new home. One of the silent things every home buyer needs to be on the lookout for is mold. Mold can manifest itself in many forms. All types of mold need the same things to grow, moisture and […]

Gift Ideas to Avoid

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Gift Ideas to Avoid Here are five of the stupidest gifts we’ve ever seen, ones you should definitely avoid this holiday season! Have a comment or question or more dumb gift ideas our readers should avoid? Use the comment link below to contact us or ask your question. We never share your email address with […]

Saving on Holiday Shopping

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Saving on Holiday Shopping The average couple will spend $1500 on gifts this holiday season, but a smart shopper can lower that number. Stacy Johnson explains… Have a comment or question? Use the comment link below to contact us or ask your question. We never share your email address with ANYONE, and never publish any […]

FHA Wants to Tighten Limits

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FHA Wants to Tighten Limits The Federal Housing Administration is about to beef up the borrowing requirements for home buyers, a move that could dampen the fragile housing market’s recovery. Home buyers are going to have to dig deeper in their wallets to purchase a home. Currently, borrowers are required to have a 3.5 percent […]

The Extended Tax Credit: What it Means

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The Extended Tax Credit: What it Means Everyone knows by now that Congress and the President passed an extension to the first time home buyer tax credits that were due to expire at the end of November. Now the questions are rolling in as to how to best take advantage of the new credits. The […]

The Cost of Gift Cards

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The Cost of Gift Cards Gift cards could cost you more than you might think. Read the fine print before you shell out your hard earned money for possible traps to those convenient gifts. Have a comment or advice for anyone thinking of buying gift cards this year? Had any good or bad experiences with […]