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Flood Insurance Getting Harder to Find

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Flood Insurance Getting Harder to Find From the Gulf oil spill and the floods in Arkansas and Oklahoma to the procession of hurricanes forecast for this year, the stage is set for major property damage in 2010. Yet people looking to bolster their homeowners-insurance protection are likely to find that premiums are pricier, and extra […]

Which is Better for Home Sellers?

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Which is Better for Home Sellers? If you’re trying to sell your home, you may find yourself asking the question, “Which is better, lowering the price of the home, or offering to pay some closing costs?” In short, there is no right or wrong answer to that question, it’s just a matter of which strategy […]

Existing Home Sales Dip in May But Remain at Elevated Levels

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Existing Home Sales Dip in May But Remain at Elevated Levels Following two consecutive months of increases, existing-home sales fell slightly from April to May but were still significantly higher than year-ago levels According to the National Association of Realtors report, existing-home sales were at a seasonally adjusted annual rate of 5.66 million units in […]

Reverse Mortgages: Possible Answer for Struggling Seniors

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Reverse Mortgages: Possible Answer for Struggling Seniors Many older Americans find themselves house rich and cash poor. They own their home, or at least have significant equity in it, yet struggle to make ends meet each month. They could sell their home, but are not inclined to move and leave their memories behind. A reverse […]

House Passes FHA Reform Act

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House Passes FHA Reform Act The House of Representatives has passed House Resolution (HR) 5074, the FHA Reform Act, which establishes a handful of new Federal Housing Administration (FHA) regulations and authorities. The FHA insures approved lenders against default-related losses on qualifying mortgages. In addition to strengthening the FHA’s capital base by raising mortgage insurance […]

Home Loan Modification Approval – 3 “Must Do” Things

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Home Loan Modification Approval – 3 “Must Do” Things Getting approved for a home loan modification can be a confusing process. Most people won’t need to pursue mortgage relief more than once or twice in their lives, and for that reason, few individuals seeking loan modifications are familiar with the steps involved in getting approved. […]