Before you start shopping for a new home, it is important to be aware of the essential tasks that must be taken in order to make sure you get the home of your dreams at a price you can afford. To make buying a home easier, below is a list of the do’s and don’ts […]
How to Sell Your House
You’ve heard it said, the most important three things in real estate are “location, location, location.” That’s not entirely true if you’re trying to sell your home. Instead, the most important aspect when selling your home is PRICE. If you really want to know how to sell your home, the answer is short and simple: […]
Fixed-Rate Mortgages vs. ARMs
A comparison of fixed-rate mortgages and adjustable-rate mortgages should be an important consideration for any borrower who wants to purchase a home, refinance an existing mortgage or take out a home equity loan or line of credit — also called a second mortgage. The main advantage of fixed-rate mortgages is that — just as the […]
Designing a Eco-Friendly Kitchen
Thinking of remodeling your kitchen? Many remodelers are going green. Here are some ideas you might want to consider for your eco-friendly kitchen. We welcome your comments, and remind you that email addresses will NEVER be published at our site, so comment without worrying about your email address showing up here.
Pending Home Sales Ease in Post-Tax Credit Market
Pending home sales edged down with near-term sales expected to be notably lower in contrasts to the spring surge when buyers rushed to take advantage of the home buyer tax credit. Questions or comments? Use the comment link below to contact us. Even though your email address is required to comment, it will NEVER be […]
Buying a Home is More Affordable Now
Families that have steered cleared of the housing market may want to reconsider their decision to rent instead of own. A new report from the federal government indicates that U.S. homes are the most affordable they have been in 10 years. The Obama administration’s Housing Scorecard found that a combination of record low interest rates […]
Credit Scores: Ways to Improve Yours
Credit scores are especially important when applying for a mortgage. With funds getting tighter and people cutting back, a strong credit score shows you are fiscally responsible and serious about your finances. Mortgage lenders and banks are not the only ones who look at your credit score. Insurance companies look at it to determine premiums […]
5 Easy Ways to Save $1,000
How you can easily save an extra $1000 in time for the holidays. Have more ideas on ways to save money so you’ll have more come holiday time? We’d love to hear your ideas. Just click the comment link below and tell us about it.
Borrowing Equity in Your House to Consolidate Debt
Like many people these days, you may be having problems with your monthly bills. As economic times get hard, interest rates rise. This makes your credit card payments go up. Not only do the payments rise, but you pay less on your balance. This makes it much harder to pay them off. What was once […]
Closing Costs: 4 Ways to Save
The interest rate on your home loan isn’t the only thing you need to be concerned with. It pays to negotiate on all your home loan terms. Closing costs for a home average 3% of the purchase price, and could go as high as 6% in higher-tax areas. Plus, you still have to come up […]
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