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From Default To Foreclosure – 16 Months is Average

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If you are in default on your mortgage do not feel like you need to leave your home immediately according to a study by LPS Applied Analytics. The average home that has missed their 3rd monthly mortgage payment takes 492 days to go from the initial foreclose filing to the bank taking possession of the […]

Banks Rarely Walk Away from a Foreclosure

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The Government Accountability Office (GAO) has just completed a study of what is called “bank walkaways” – that’s when a lender initiates foreclosure proceedings but then decides not to complete the process because the cost outweighs the expected proceeds from the property’s sale. Officials argue that the practice intensifies deteriorating market conditions and complicates stabilization […]

Understanding the Home Inspection Process

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A home inspection is an essential part of the home buying process. Without a home inspection, you can never be sure of what you’re getting, and when buying a home that’s a lot of money to gamble on uncertainty. A home inspection ensures there are no surprises and that you can enjoy your future home […]

Real Estate News: Home Prices Decline

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U.S. home prices dropped in September from a month earlier and the rate of decline showed signs of accelerating, according to the S&P Case-Shiller home-price indexes. Third-quarter prices were also down. Separately, U.S. consumers brightened their moods in November–a good omen for holiday shopping, according to a report released recently. The indexes, based on the […]

Buying a Home: Comparing Home Loan Types

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If you are buying a home, it’s a good idea to make sure you firmly understand the options you have with regard to the types of home loans. Between the various home loan types, there are important differences. By making sure you choose the right type of home loan to fit your situation, the more […]