Gulf Shores Real Estate Archives - Page 123 of 186 - Gulf Shores Real Estate

Foreclosure Crisis: Is It Overblown?

March 20, 2008 by Malcolm Bond

Foreclosure Crisis: Is It Overblown? A recent list of year-end mortgage foreclosure rates in 100 top metropolitan areas is drawing a lot of attention. The list showed the number of foreclosure filings in each metro area, the percentage of homes being foreclosed and the percentage change from the previous year. The news will […]

Finding Help With Your Money

March 19, 2008 by Malcolm Bond

Finding Help With Your Money If your list of things you must do this year includes "Paying Down Debt", or "Saving More Money", then you’re in the right place. Money Editor Stacy Johnson explores Fiscal Fitness ’08 with some advice on finding help. (This short video clip runs 1:36) Are you trying to […]

Taxes: Do You Have to File?

March 18, 2008 by Malcolm Bond

Taxes: Do You Have to File? Don’t you hate filing taxes? Well, millions of people don’t even have to file a return. But if you think that sounds lucky, you might want to think again. Our Money Talks editor Stacy Johnson explains in this video (runs 1:25) If you have a comment or […]

Foreclosures Hit Another All-Time High

March 17, 2008 by Malcolm Bond

Foreclosures Hit Another All-Time High How many more times must we hear this report? Foreclosures hit another all-time high? More home owners than ever are losing the battle to make their monthly mortgage payments. Over 900,000 households are in the foreclosure process, up 71% from a year ago, according to a survey by […]

High-Cost Mortgages: Now a Bit Cheaper

March 16, 2008 by Malcolm Bond

High-Cost Mortgages: Now a Bit Cheaper Mortgage costs just got a little cheaper for buyers in high-cost areas. The size of loans that can be guaranteed by Freddie Mac and Fannie Mae was raised recently by the Office of Federal Housing Enterprise Oversight. The new, higher loan limits will stay in effect through […]

Lenders Cutting Off the Home-Equity Spigot

March 15, 2008 by Malcolm Bond

Lenders Cutting Off the Home-Equity Spigot For more than a decade, banks encouraged homeowners to tap their equity for everything from paying off credit cards to covering college tuition. Now lenders are abruptly shutting off the spigot. More than 100,000 homeowners at one lender already have been told that their home-equity lines of […]

Home Equity Slips Below 50%

March 14, 2008 by Malcolm Bond

Home Equity Slips Below 50% According to a report released recently by the Federal Reserve in its quarterly U.S. Flow of Funds Accounts, Americans’ percentage of equity in their homes has fallen below 50 percent for the first time on record since 1945. According to the report, homeowners’ percentage of equity slipped to […]

Four Pricing Tricks to Help Sell Your Home Faster

March 13, 2008 by Malcolm Bond

Four Pricing Tricks to Help Sell Your Home Faster Americans are constantly buying stuff. But most of us don’t do a whole lot of selling — which means we don’t have much experience at setting prices. Want to improve your odds of finding a buyer for your home? As you try to unload […]

Loosing with Refund Anticipation Loans

March 12, 2008 by Malcolm Bond

Loosing with Refund Anticipation Loans Every year, millions of Americans take out loans on their tax refunds…and every year tax preparation companies rake in millions in interest and fees. These controversial loans haven’t escaped the notice of consumer advocates…and now Uncle Sam is weighing in. Have you ever used one of these high […]

Why Use A Real Estate Agent?

March 11, 2008 by Malcolm Bond

Why Use A Real Estate Agent? In an effort to avoid paying commissions to a real estate agent, many people opt for the for sale by owner (FSBO) route. While this may seem like an enticing option for most homeowners, the reality can be much darker. Real estate is fraught with legal complications. […]