Renter’s Insurance: Why You Need It So you’re renting a house or condominium, and think the owner of the property has insurance, why would you need any? The homeowner’s property insurance policy that covers the physical dwelling you live in does not cover your possessions inside of the building. A renter’s insurance policy […]
Home Inspections: What Types Are There?
Home Inspections: What Types Are There? Professional home inspectors examine existing homes using professional standards as a measure to accurately report their condition to parties involved in a real estate transaction. There are many types of property inspections offered by home inspectors, depending on your needs. These include: Pre-Listing Inspections Pre-Purchase Inspections New […]
High Gas Prices: Where Will it All End?
High Gas Prices: Where Will it All End? Who else is getting a little tired of paying more and more money every single time you have to stop at the gas pump to fill up? Although not directly related to the real estate or mortgage industries, continually rising gas prices are hurting us all. […]
Reverse Mortgages: Pros and Cons
Reverse Mortgages: Pros and Cons One of the most confusing mortgages to much of the general public is the reverse mortgage. Lots of folks aren’t sure what a reverse mortgage is, who qualifies, how to apply, and where to go to get information. These are all great questions, and here is a great […]
Sub Prime Mortgages: Not So Easy Anymore
Sub Prime Mortgages: Not So Easy Anymore If your credit isn’t the best, you might be familiar with sub-prime loans: they’re the kind with a high rate for people with low credit… With the mortgage industry suffering it’s worst setback in decades in the past 12 months, the landscape is changing. Money editor […]
Consumer Sentiment: Plunges to a 26-Year Low
Consumer Sentiment: Plunges to a 26-Year Low Consumer sentiment plunged to its lowest level in 26 years in early April, according to a report released recently by the University of Michigan/Reuters, as worries about the economy, unemployment and inflation deflated hopes for the future. The U.S. consumer sentiment index fell to 63.2 in […]
Housing: Where do the Candidates Stand?
Housing: Where do the Candidates Stand? Recent data show that nearly a million American households are at risk of foreclosure, 71% more than a year ago. Nearly 6% of all borrowers are past due on their mortgages. And the presidential candidates are trying hard to convince voters that they have the best plan […]
Tax Changes in 2008
Tax Changes in 2008 New changes to the tax law will lower your taxes in 2007, but raise them in 2008. Learn about those changes in this short video (runs 1:21) If you have questions or comments, contact us using the "comment" link below. Your privacy is protected. We NEVER publish anyone’s email […]
Household Junk: Time to DeClutter?
Household Junk: Time to DeClutter? Many Americans make it a spring rite to de-clutter their homes and get rid of accumulated junk. Usually such efforts require trips to the municipal dump or heated arguments between family members the night before garbage day. There are thousands of residential junk haulers in the U.S., and […]
Mortgage Questions: There Are NO Dumb Ones
Mortgage Questions: There Are NO Dumb Ones The old saying, "the only dumb question is the one you don’t ask" couldn’t be truer when it relates to your mortgage. The more you ask, the more you know. And the more you know, the better decisions you’ll make when getting a mortgage. when you […]
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