You need to be aware of what any Gulf Shores homeowners insurance policy is protecting before you sign for any particular policy or coverage. Gulf Shores homeowners insurance can be a complicated topic, so it is always important that you research policies thoroughly before buying coverage on the most expensive purchase of your life.
Gulf Shores Home Burglary Prevention Tips
Burglars succeed too often because of obvious mistakes. But there are clear steps to limit burglary risk to your Gulf Shores home when you're away. There are some obvious things you can do — installing deadbolt locks or double key locks (in doors with glass), getting a dog, or installing a home-security system — these […]
Gulf Shores Homeowners Know They Need Flood Insurance
According to a survey by Bankrate.com, 81% of Gulf Shores homeowners know that a standard homeowners insurance policy doesn't cover flood damage, but a separate survey by the Insurance Information Institute found that only 13% of Gulf Shores homeowners had a flood insurance policy. The Federal Emergency Management Agency (FEMA) and its National Flood Insurance […]
Gulf Shores Homeowners Insurance: Should You Change Yours?
Are you like most Gulf Shores homeowners when it comes to their homeowners insurance? We buy our policy and stuff it away, never thinking about it again until something happens and we need to file a claim? As our renewal notices come, we may take note of the increases, reluctantly writing out a check for […]
Is Your Gulf Shores Home Insured Against Meteorites?
If a Meteorite were to hit your Gulf Shores home, does your insurance cover that? It’s been an odd time lately for Earth and celestial objects. A 10-ton meteorite crashed into the earth and exploded near the Russian city of Chelyabinsk, injuring hundreds and causing widespread panic. Meanwhile, a 143,000-ton asteroid passed just 17,000 miles […]
Determining Average Cost of Gulf Shores Homeowner Insurance
Trying to determine what the average cost of Gulf Shores homeowner insurance might be can be tricky, and is also determined by a whole list of factors and circumstances. Learn about some of those factors that make up your insurance rates by watching this short video… Before you can make sure your Gulf Shores homeowner […]
Homeowners Insurance: How to Buy It
Homeowners insurance is something you’ll have to have in order to get a mortgage on any Gulf Shores area home you’re planning to buy. There are some things you need to know when buying homeowners insurance, as outlined in this video… For more tips and information about Gulf Shores homeowners insurance, just click over to […]
Is Your Gulf Shores Home Properly Insured?
Before a storm like Hurricane Sandy, not afterwards, is the time to ask the question, “Is my Gulf Shores home properly insured?” Just as there are different home styles, insurers offer a menu of different policies. For the majority of single-family Gulf Shores homeowners, the most appropriate policy is the HO-3, sometimes called the special […]
Secure Your Gulf Shores Home for the Holidays
Your Gulf Shores home becomes more vulnerable to thieves around the holidays, and with them fast approaching, now is the time to analyze whether there is anything you need to do for tightening security around your home. Around the holiday season, thieves tend to hit homes they suspect are vacant, even if for the day […]
Gulf Shores Homeowners Insurance: Getting The Best Coverage
Gulf Shores homeowners insurance can be expensive, but not if you go about shopping for your insurance the right way. Kim Lankford, contributing editor with Kiplinger’s Personal Finance Magazine has 5 important tips on shopping for and keeping your homeowners insurance. Questions about Gulf Shores homeowners insurance? Contact us or use the comment box to […]
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