Every year the same question about insurance rolls around about this time. "Do people really need flood insurance for Gulf Shores homes?" Consider this: Hurricane season in the Atlantic began June 1st and ends November 30th. The Eastern Pacific hurricane season began May 15th and also ends November 30th. Hurricanes don't just affect coastal homes, […]
Prep Your Gulf Shores Home Now For Vacation
As May rolls around on the calendar, many people start making plans for vacations, or either already have those plans in place for summer. But planning for a vacation means more than just arranging flights or tuning up the car and changing the oil (if you plan to drive to your destination.) It also involves […]
Gulf Shores Flood Insurance Still Affordable, For Now
Gulf Shores flood insurance will still be affordable, at least for now, thanks to the Senate recently approving the Homeowner Flood Insurance Affordability Act to curb flood insurance rate hikes for homes and commercial properties. Gulf Shores Flood Insurance Remains Affordable Thanks to Senate Vote The Senate voted 72-22 to approve the House legislation in […]
Gulf Shores Homeowners Insurance: How to Save
If you own a Gulf Shores home, your homeowners insurance doesn't have to cost you an arm and a leg. There are some ways you can cut down on the skyrocketing premiums many people find themselves paying, as outlined in this short video… Be sure you're insured at the right value for your home's contents […]
Gulf Shores Homeowners Insurance: When Not to File a Claim
Gulf Shores homeowners insurance is supposed to cover you in times of disaster as well as for incidental claims, right? At least that's the common misunderstanding with many homeowners. Many consumers mistakenly believe that incidentals should be covered because that’s why they have home insurance. The reality is that filing a claim is not always […]
How to Shop for Gulf Shores Homeowner Insurance
If you have not shopped around for Gulf Shores homeowner insurance in some time, you may find that better deals await you elsewhere. Certainly, your current insurer may want to keep your business, but with double-digit rate increases in some areas it pays to shop around. You can obtain new Gulf Shores homeowner insurance by […]
Sinkholes: Is Your Gulf Shores Home Covered?
Is your Gulf Shores home covered from damage or loss from sinkholes? With all the news recently about sinkholes swallowing up homes, cars, boats, and anything else that's sitting there when the earth opens up, we thought you might like to know. Sinkholes Usually Develop Over Time Sinkholes have been happening for thousands of years, […]
Gulf Shores Flood Insurance – Should You Buy It?
A big question we hear asked quite often is, "do I need Gulf Shores flood insurance for my home if I'm not near a body of water?" Gulf Shores Flood Insurance – Most Don't Have Adequate Coverage One third of homes damaged by Hurricane Sandy weren't covered by insurance and most of those that were […]
Gulf Shores Home Insurance: Are Your Contents Covered?
Do you have adequate Gulf Shores home insurance? Are your home's contents insured? Are you absolutely certain? If you're under-insured, from a legal point of view, you may as well not be insured at all. Your insurer may simply scale back your claim by the amount you're under-insured, but they would be within their rights […]
Benefits of Installing a Gulf Shores Home Security System
You probably already know that installing a Gulf Shores home security system will give you and your family peace of mind, but are you aware of all the benefits of adding a security system to your home? Maybe you question whether it's worth the added cost to install a security system in your Gulf Shores […]
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