Since having a good Gulf Shores homeowner's insurance policy on your home is one of the most important things you can do, it's important to note these tips. They will assist you in understanding your policy and procedures. 1.) Avoid Making Small Claims – Insurance companies can and will drop coverage if you have several […]
Improving Gulf Shores Home Security
If you're not concerned with Gulf Shores home security, perhaps you should be. The United States is the world’s most burglarized nation, with a burglary occurring every fifteen seconds! And, while we like to think of our Gulf Shores neighborhoods as safe, the sad fact is that even in the best of neighborhoods throughout America […]
Gulf Shores Homeowners Insurance Rates Vary
Most people know and understand that you can lower the monthly premium on your Gulf Shores homeowners insurance by raising your deductible. But whether it makes sense to do so can vary. The deductible is the amount of a loss you must cover out of pocket. The deductible for a Gulf Shores homeowners insurance policy typically […]
Keeping Gulf Shores Homeowners Insurance From Increasing
Gulf Shores homeowners insurance is something many home buyers don't have first and foremost on their minds when thinking of buying a new home, but your Gulf Shores homeowners insurance could add up to a major expense if you don't keep some things in mind. Depending on your 'up front' rate, there are some things […]
Perils of Gulf Shores Homeowners Insurance Claims
Just because you have Gulf Shores homeowners insurance doesn't mean it's a smart move to file a claim when something happens. Whether it's a water heater that leaks and causes some damage to your drywall, or a toilet that leaks and causes damage to your wood flooring, filing a claim on your Gulf Shores homeowners […]
Gulf Shores Flood Insurance Rates Increase
Higher rates for Gulf Shores flood insurance under the National Flood Insurance Program took effect on April 1st. The increase hiked individual policy premiums for homeowners in high-risk areas by as much as 25 percent. The Homeowner Flood Insurance Affordability Act of 2014 carries some premium increases of up to 18 percent for primary homeowners […]
Gulf Shores Homeowners Insurance – Filing Could Cost You
You should give careful consideration before even filing a Gulf Shores homeowners insurance claim. Filing just one claim — even a small one — can send your premiums soaring through the roof (no pun intended!) Factors Affecting Gulf Shores Homeowners Insurance Rates According to a new study from InsuranceQuotes.com, the average premium increase is 9 […]
Gulf Shores Homeowners Insurance Is Not Dumb
Getting Gulf Shores homeowners insurance is not considered a dumb buy, but some forms of insurance do qualify as a dumb insurance. Some insurance is a total waste of your money, as outlined in this short video… . Some insurers offer discounts on Gulf Shores homeowners insurance if you cover both your home and your […]
Gulf Shores Title Insurance and Escrow Services
When it comes to real estate, just about everything is negotiable, so don't ever let anyone tell you that services like Gulf Shores title insurance and closing costs (escrow services) aren't. Gulf Shores title insurance companies are hired, in part, to issue title insurance protection for Gulf Shores home buyers and lenders. Lenders require the […]
Gulf Shores Real Estate Market Natural Disaster Risk
Many prospective homebuyers in the Gulf Shores real estate market don't consider the risk of natural disasters like hurricanes, earthquakes, tornadoes, and flooding when buying a home. But like many markets throughout the U.S., the Gulf Shores real estate market is at some risk of a natural disaster. Darren Blomquist, Vice President of RealtyTrac, takes […]
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