Homeowner Insurance: What’s Covered? The fastest way to learn what’s covered by your homeowner insurance is by reading the declarations page of your policy. What’s below is a rough guide to typical policies. What’s covered under a typical homeowners policy: Your home and any detached structures on the property. Most furniture, appliances, electronics and tools. […]

Homeowner Insurance: What Happens When Your Home is Vacant If your home is vacant for any length of time, it may not be covered under your existing insurance policy. Rather than assume your home will still be insured, check this list of steps to follow with your insurance company to make sure you have coverage. […]

Homeowner Insurance Flood Stress Test Most people don’t find out their insurance was inadequate until it’s too late. Here’s how to gauge the strength of your homeowner’s insurance before life does it for you. Say you carry homeowner insurance but not flood insurance, because you don’t live near a body of water and you’ve never […]

Homeowner’s Insurance: Saving Money Homeowner’s Insurance may be a necessary thing, but it doesn’t have to be expensive. Our money reporter Stacy Johnson explores ways to save money on your homeowners insurance. (Video runs 1:18) Questions or comments? We’d love to hear from you. Click the comment link below and sound off. Your email address will […]

Home Inventory: Do You Have One? If a disaster ever destroys your home, your insurance company will want an inventory down to the last sock. Do you have one? If not… watch this video and then, GET BUSY! (Video runs 1:36)… Do you have a home inventory in case disaster strikes your home? If not, […]

Bad Insurance Buys Modern life isn’t cheap… so it pays to make sure you’re not wasting money on anything. And that includes insurance. Are you paying for unnecessary insurance? Money Editor Stacy Johnson helps you find out in this short (1:26) video… If you have questions or comments about this article, please use the "Comment" […]

Homeowner Insurance: Getting the Best Quote Too many people will find the most obscure, no-name insurance companies in order to get the cheapest deal and find out later that the company doesn’t pay on insurance claims! Bottom Line: It’s a great idea to apply for online quotes from different companies, but before you move forward […]

Insurance Premiums: Are We In For Hikes?   With the recent (effective) takeover of AIG by the government, and billions of dollars in damage caused by recent hurricanes, there’s reason to be concerned about the health of the insurance industry.   Experts are quick to point out that the financial woes facing AIG shouldn’t have […]

Homeowners Insurance: Are You Sure You’re Covered?   Being smack dab in the middle of the peak of the Atlantic hurricane season tends to make us all think about homeowner’s insurance. What’s the most important thing you need to know about your homeowners insurance? The answer: What it does — and doesn’t — cover.   […]

Homeowners Insurance: Tips for Reducing Your Premium   With prices for just about everything fluctuating (mostly in the upward direction) lately, people everywhere are looking to save money where ever they can. A good place to start is with your homeowner’s insurance policy.   In spite of our economy, home values have increased over the […]