Gulf Shores home insurance claims – especially during the winter – can be expensive. And, whether you live in a colder climate or a warmer winter one, damages caused by a number of perils can put a damper on things. Let’s look at a few winter – and some all-season – claims and how you can […]
Gulf Shores Insurance News Not Affected by Technology
In Gulf Shores insurance news, it's no secret Americans have bought and continue to buy millions of household security cameras and home smoke detectors connected to in-home Wi-Fi networks. However, so far, insurance carriers aren't convinced the technology will improve home safety. Despite the devices designed to prevent billions of dollars in home damage and loss, the […]
Gulf Shores Mortgage Outlook: Are Rates Going to Rise?
The Gulf Shores mortgage outlook is expected to include higher interest rates for 2017. The Federal Reserve’s recent short-term interest rate hike was both highly anticipated and expectedly minimal. And, while the fed funds interest rate has little direct correlation to longer-term mortgage interest rates, there has been – and may continue to be – a […]
Gulf Shores Home Insurance – What’s NOT Covered?
If you're a homeowner you probably already have Gulf Shores home insurance. You likely also know that your policy covers your home and its contents from loss or damage in a fire, peril or theft. Some homeowners, however, are surprised to find out there are a number of things not covered by their insurance policy. This […]
Gulf Shores Homeowners Insurance: Could it Happen to You?
If you’re like most homeowners, you have questions about your Gulf Shores homeowners insurance. Unless you’re an insurance expert, very few of us understand all the ins and outs of our homeowner’s insurance policy. More importantly, few homeowners truly understand how losses caused by natural disasters affect their insurance premiums. Believe it or not, homeowners […]
Lowering Your Overall Gulf Shores Insurance Costs
Gulf Shores insurance costs aren't cheap. The average U.S. homeowner pays $952 for insurance on their home. While it’s not a budget-breaker, we all would like to pay less. Here are a few helpful strategies and tips that not only better protect your home from loss, but can help save you money, too. First, it’s […]
Gulf Shores Flood Insurance: Could it Happen to You?
If you’re like most people, the only time you think about Gulf Shores flood insurance coverage is when a natural disaster occurs someplace else – to somebody else. While it’s only natural to have an “out of sight, out of mind” philosophy regarding your insurance coverage, recent events in Louisiana are enough to make us […]
Gulf Shores Insurance – Tips For First Time Home Buyers
Gulf Shores insurance experts report many first time homeowners find buying home insurance more than a little intimidating. Insurance professionals recommend prospective buyers consider a few common questions before they begin shopping for coverage. Doing so may give first time buyers a better understanding of Gulf Shores insurance and a greater comfort level as they […]
Gulf Shores Insurance: Homes at Potential Risk
Gulf Shores insurance companies are keeping a watchful eye on the latest storm surge report issued by CoreLogic for 2016. While the report specifically references the more than 6.8 million homes on the Atlantic and Gulf coasts at risk of damage from hurricane storm surges, the harsh realty is that flooding – regardless of whether you’re […]
Gulf Shores Insurance: Getting the Best Deal
Gulf Shores insurance – like many other goods and services – depends on several factors and can vary from carrier to carrier, and house to house. Homeowners insurance experts say that insurance premiums and coverages can very from one house to the next, even if they’re on the same block in a subdivision. With the […]
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