One of the questions we're asked quite often of people buying a Gulf Shores home is, "How much salary do I need to make in order to qualify for a mortgage?" On a national scale, a buyer who puts 20 percent down would need to earn a salary of $48,604 to afford the median-priced home […]
Gulf Shores Home Warranty: Why You Should Avoid Them
If you're considering getting a Gulf Shores home warranty, you might want to think again. You may have bought your share of home warranties—service contracts that promise to cover appliances and other items that break down in your home—whether they were a Gulf Shores home warranty, or one you purchased in another area. The fact […]
Buying Gulf Shores Real Estate With No Money Down?
Buying Gulf Shores real estate used to require 20 percent down in most cases to get the best deal and avoid Private Mortgage Insurance. In recent months, the Obama administration has taken several steps to expand the credit box and make it easier for borrowers, especially first-time homebuyers, to buy Gulf Shores real estate. To […]
Choosing Gulf Shores Home Renovations Wisely
When thinking about Gulf Shores home renovations to take on before listing your home for sale, you may think investing in a new kitchen or bath will help ramp up your sale price. But getting back a 100 percent of your investment in the first year after doing the renovations is not guaranteed. You must […]
First Time Gulf Shores Home Buyer Tax Deductions
If you're a first time Gulf Shores home buyer, there may be some important things you already know about, like things you now have to take care of yourself that a landlord used to do for you. But being a homeowner also affects tax deductions you can take to help lower your tax bill. Now […]
Major Gulf Shores Home Buying Mistakes
There are several major Gulf Shores home buying mistakes that could cost you a minor fortune if you slip up and commit these errors. Even so, there's plenty you can do to affect how much money you spend on a purchase. A lot rides on your choice of real estate agent. A disturbing finding in […]
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