If you are buying a home, it’s a good idea to make sure you firmly understand the options you have with regard to the types of home loans. Between the various home loan types, there are important differences. By making sure you choose the right type of home loan to fit your situation, the more […]
Real Estate News – December 2010
Our December 2010 Gulf Shores Real Estate Newsletter is now online… Read It Here Now!
Foreclosure Rate is Falling
As the nation’s largest banks put a freeze on foreclosures this fall, fewer homeowners are losing their homes. The monthly foreclosure market report showed foreclosure filings declined 4 percent in October, compared to September. The volume of filings stayed about the same when compared to the same time last year. More than 332,000 homes nationwide […]
Foreclosure Mess Highlights Value of Title Insurance
When homebuyers and people refinancing their mortgages first see the itemized estimate for all the closing costs and fees, the largest number is often for title insurance. This moment is often profoundly irritating, mysterious and rushed – just like so much of the homebuying process. Lenders require buyers to have title insurance, but buyers are […]
Banks Clean Up on Homeowners Insurance
If you don’t pay your homeowners insurance, your mortgage company will. But it’s going to leave you singing the blues. Stacy Johnson explains how this works… Have you had anything like this happen to you, or know of someone who has? We’d love to hear about it. Use the “comment” link below to tell us […]
How Countrywide Profited on Foreclosures
One mortgage servicing company made millions on foreclosures by tacking on extra fees. Here’s the story… Have questions or comments? Post them by using the “comment” link below. We’d love to hear from you.
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