More homeowners prefer to pay off their mortgages sooner as interest rates have stayed near rock-bottom and weak labor conditions have caused them to reduce their debt loads. According to a recent survey, the current trend in refinancing into shorter-loan terms is a stark contrast to the one during the height of the housing boom, […]
Why Foreclosures Take So Long
One of the reasons banks favor short sales over foreclosures is that lenders are taking too long to repossess a home. According to RealtyTrac, a firm that monitors the foreclosure market, homes in the U.S. spent an average of 318 days in some stage of foreclosure before a bank formally regained ownership during the second […]
Renting Your Home: Problems to Consider
These days, when it’s tougher than ever to sell a house, homeowners are turning to renting as a way out. Renting may be a good option when you can’t sell, but not everybody is cut out to be a landlord. And while renting may seem like an easy short-term fix, it may not be a […]
Insurance from Associations: Deal, or No Deal?
If you’re a member of an association, like the Elks or AARP, you’ve no doubt seen the pitches: get your life, car or home insurance from us and save money. But do you? Have you shopped these association offers to compare? What have you found? Higher costs, or deals?
Live Rent Free
For most of us, housing is one of our biggest expenses. But there are people who live in the lap of luxury rent and mortgage free. Questions or comments? We’d love to hear from you. Just use the comment link below to contact us.
Home Buying Negotiating Tips
When it comes to buying a home, the ability and willingness to negotiate is a must for both the buyer and seller. In general, sellers ask for more than they are actually willing to accept and buyers offer less than they are willing to pay. The trick is to find the perfect balance so you, […]
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