Blog Posts - Gulf Shores Real Estate - Orange Beach Homes For Sale

Your FICO Score: What Calculations Are Used?

March 23, 2012 by Malcolm Bond

Your FICO score is not a regular credit score. It is the brand of score most widely used in mortgage qualification. The FICO score was developed by Fair Isaac and a company known for developing risk assessment models. It is a complex equation that is not fully disclosed. The information used to calculate your FICO […]

Help for Homeowners: HARP 2.0

March 21, 2012 by Malcolm Bond

If you’d like a lower rate on your mortgage, HARP might be able to help. Get more mortgage tips and information by choosing the “Mortgage Info” category to your right. If you have questions about a mortgage or qualifying for a mortgage, use the comment link to contact us.

Tips to Get Your Gulf Shores Home Sold Quicker

March 19, 2012 by Malcolm Bond

Whether you’re trying to sell your Gulf Shores home because you’re moving or if you’re just trying to flip a property for profit, you need to know about how the real estate market works and what you can do to sell your Gulf Shores home easily. Paint Your Gulf Shores Home Paint your house in […]

How Housing Policies Caused the Financial Crisis

March 17, 2012 by Malcolm Bond

Housing policies caused the financial crisis, according to Peter Wallison, a scholar at The American Enterprise Institute. Wallison lays all the blame on Fannie Mae and Freddie Mac, along with government intervention. Questions or comments, use the comment link below. We’d love to hear from you.

Most Popular Gulf Shores Home Additions to Consider

March 15, 2012 by Malcolm Bond

While Gulf Shores home additions such as an outdoor deck or a garage can instantly add resale value to your home, other types of Gulf Shores home additions are made simply to satisfy the current homeowner. Gulf Shores home additions that require construction may also require a permit. Permits are the way a state regulates […]

Losing Your Gulf Shores Home – Finding a Place to Live

March 13, 2012 by Malcolm Bond

If you are in the unfortunate financial position where you are losing your Gulf Shores home due to foreclosure or short sale, your credit score is probably going to take a pretty hard hit. In “normal times,” this could make it really tough to rent your next place of residence. Luckily, these are not “normal times” […]