While there are many advantages to owning Gulf Shores real estate, the tax benefits are some of the most important to consider. For decades, the Federal Government has incentivized homeownership through tax benefits that are not available to renters. These benefits not only help reduce the homeownership costs, but also the costs of buying and […]
Tight Lending Stunting Gulf Shores Home Sales and Employment
Tight lending standards are stunting Gulf Shores home sales and holding back job creation. This conclusion was reached by The National Association of Realtors in a survey they conducted with real estate agents. According to NAR chief economist Lawrence Yun, “Sensible lending standards would permit 500,000 to 700,000 additional home sales in the coming year.” […]
Updating Your Gulf Shores Homeowners Insurance
Gulf Shores homeowners insurance is not something you can just set and forget. Life changes could demand changes and tweaks to your insurance from time to time. You should discuss possible needs for updating or changing your policy, but here are a few tips to consider: Updating Your Gulf Shores Homeowners Insurance Coverage Personal property […]
Gulf Shores Mortgage Tax Deductions At Risk
Gulf Shores mortgage tax deductions could be going away, all thanks to Congress’s new federal debt ceiling plan. The compromise legislation created an unusual mechanism — an evenly split, 12-member bipartisan supercommittee — that could call for major cutbacks on real estate write-offs by Thanksgiving. All it will take is a single vote by a […]
Is This Housing Recovery Real, or Another Blip?
Everyone’s trying to figure out whether the housing recovery we are seeing now is for real, or if it’s just another one of those blips on the radar like we saw in 2010. Robert Shiller, co-creator of the Case-Shiller index, discussed the state of the housing market recently on Fox Business News. Here’s what he […]
Understanding Gulf Shores Home Appraisals
Mortgage lenders all require Gulf Shores home appraisals to determine the property’s value to make sure they are not lending you more money than the property is worth. Your lender orders the appraisal, and you are responsible for paying the fee. Costs can vary from $250.00 to $500.00. The property is the collateral for your […]
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