One of the biggest threats to the Gulf Shores housing recovery now seems to be the huge increase in student debt over the past 8 to 10 years. With students financing their education, many get out of college so deep in debt they cannot even begin to fathom buying a home. It's like the major […]
Gulf Shores Mortgage Rates Spike
Gulf Shores mortgage rates have topped 4 percent for the first time in over a year, while at the same time, mortgage applications fell more than 11 percent. Diana Olick reports on how rising Gulf Shores mortgage rates may impact the housing recovery. Economists are still cautiously bullish on real estate for two main reasons. […]
Entice Gulf Shores Home Buyers With a Home Warranty
Gulf Shores home buyers are becoming more and more savvy, and when it comes to a home warranty, most are asking the seller to provide one. A home warranty puts your buyer at ease, so you can focus on selling the aesthetics of your house instead of the technical or structural integrity of it. An […]
Why Gulf Shores Home Prices Will Slow Down
There are several factors we believe will cause increases in Gulf Shores home prices to slow down in coming months. As of the first quarter of 2013, average Gulf Shores home prices, as well as prices across the United States are back at their mid-2003 levels. One of the most widely followed measures of Gulf […]
Gulf Shores Home Appraisals No Longer Derailing Sales
It now seems that Gulf Shores home appraisals are no longer killing sales as they were just last fall. Appraisers are putting higher values on homes again, allowing more deals to go through. During the housing bust, Gulf Shores home sales were often derailed by low-ball appraisals that fell far shy of a home's selling […]
What Your Credit Score Says About You
Your credit score operates on the assumption that the near future will look a lot like the recent past, and that going forward, people can be expected to behave pretty much as they always have. Since most people will exhibit the same basic behaviors for years at a time, be they good or bad, it's […]
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