A sharp jump in mortgage rates from May to June are now beginning to weigh on the Gulf Shores housing recovery. The two-month delay can be attributed to several factors—first and foremost that most potential home buyers lock in mortgage rates early, and sale closings can take up to two months to be finalized. Second, […]
Why Choose a VA Loan to Buy a Gulf Shores Home?
A VA Loan helps service members, veterans and eligible surviving spouses become Gulf Shores homeowners. It does this by providing a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a Gulf Shores home for your own personal occupancy. The Gulf Shores home you're considering must undergo […]
Gulf Shores Home Remodeling Costs That Might Surprise You
Planning to do some Gulf Shores home remodeling and think you have it planned down to the penny what it's going to cost? Better think again. We've touched on the importance of making sure you have a budget in other articles we've posted on this subject. Even when people make a budget, what they often […]
What You Need to Know About Rising Mortgage Rates
By now, unless you've been living in a closet for the past few weeks, you already know that mortgage rates have been inching up. If history is any indication, the recent spike in mortgage rates is going to have little to no impact on home prices, according to a new report from Fannie Mae. Whether […]
Gulf Shores Housing Outlook Still Positive
Gulf Shores housing sector fundamentals remain favorable despite the recent rise in interest rates and the sharp drop in housing starts in June. The decline in housing starts was almost all in the volatile multi-family sector. Single-family starts remained in a range just below 600,000 nationwide, while multi-family fell 26 percent to 245,000. Multi-Family Important […]
Gulf Shores Rental Prices Increasing
After the U.S. housing collapse there was an increase in both rental demands and prices. The higher Gulf Shores rental prices are making it increasingly difficult for low income families to afford a home. A new study shows a renter in many areas has to earn at least $19 an hour to afford a decent […]
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