If you own a Gulf Shores home, your homeowners insurance doesn't have to cost you an arm and a leg. There are some ways you can cut down on the skyrocketing premiums many people find themselves paying, as outlined in this short video…
Be sure you're insured at the right value for your home's contents and for personal liability. Most homeowners insurance polices provide only actual cash value on contents. To get replacement cost coverage, you'll need to purchase an endorsement. If you have valuables not covered by your policy—silverware, jewelry, furs—purchase endorsements for those, too.
There may be other ways to reduce your homeowners insurance premiums, so contact your insurer and ask them what you can do to save some money. Because of the increased competition among insurance companies, they'll want to make sure they do everything to keep you as a customer.
For more articles and tips on Gulf Shores homeowners insurance, check out our Gulf Shores Insurance section under Gulf Shores Real Estate Categories to your right.